How to Make a Smart Investment in Your Dream Kitchen

With a pinch of strategy and a dash of planning, the chef’s kitchen you’ve been dreaming of may be closer than you think.
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If your kitchen is due for a refresh but replacing outdated appliances sounds daunting, a few simple tips can help you ease the all-too-common decision paralysis that comes with any major home upgrade.

Most new kitchen appliances come with only a one or two year manufacturer’s warranty. For additional peace of mind, consider adding an extended warranty, which often can be financed along with the appliance itself.

Most new kitchen appliances come with only a one or two year manufacturer’s warranty. For additional peace of mind, consider adding an extended warranty, which often can be financed along with the appliance itself.

When investing in a new appliance package for your home, consider the purchase price—as well as the lifetime cost—of your appliances. Highly-rated, quality appliances from top-tier brands may have a higher sticker price, but cost you less in the long run. Resources like Consumer Reports’ Reliability Rankings gather consumer data on whether kitchen appliances broke or underperformed during their lifetime. Use this independent research to compare reliability across brands. Whether a budget-friendly pick to get through the next couple years, or a calculated luxury splurge that will last decades, online retailers like Appliances Connection from Polished offer an encyclopedic inventory of over 300 appliance brands for every style and price point.

While the kitchen is the heart of many homes, upgrading this space can be one of the most expensive undertakings one can expect to tackle as a homeowner. Point-of-sale financing providers like Citizens Pay enable you to spread your payments out over time with low, fixed monthly payments and low or sometimes zero percent interest, based on creditworthiness.

While the kitchen is the heart of many homes, upgrading this space can be one of the most expensive undertakings one can expect to tackle as a homeowner. Point-of-sale financing providers like Citizens Pay enable you to spread your payments out over time with low, fixed monthly payments and low or sometimes zero percent interest, based on creditworthiness.

With lingering inflation and skyrocketing prices on consumer goods, getting a great deal on appliance purchases is as important as ever. For an added financial assist when purchasing new kitchen appliances from Appliances Connection from Polished’s vast selection of top appliance brands like Bosche or Miele, consider responsible point-of-sale financing options like Polished Pay by AC, backed by Citizens Pay. With the stability of a bank and the agility of fintech, Citizens Pay is a trusted consumer partner offering installment financing, helping homeowners ease the financial strain of fronting the cost of their dream kitchen all at once. Giving consumers clarity around their total debt and reassurance on their repayment schedule, Polished Pay by AC provides a safe, simplified way to buy now, and pay over time, with fixed monthly payments and interest as low as 0% APR for the first 6-12 months, then 29.99% APR for 24-36 months*.

Although most kitchen appliances can be expected to last around ten years, brands with higher reliability scores can last up to double the industry average.

Although most kitchen appliances can be expected to last around ten years, brands with higher reliability scores can last up to double the industry average.

When shopping for appliances, it’s also important to not overlook rebates. Most appliance brands make it easy to locate rebate offerings directly on their website, or choose to browse and compare rebate opportunities across multiple brands through Appliances Connection from Polished’s rebate center. For deeper discounts on your entire appliance suite, take advantage of bundle savings on complete kitchen appliance packages. Rolled out in 2022, the Inflation Reduction Act can also save you money on new clean-energy appliances. Snag a federal rebate—of up to 100%—when you choose to install an electric stove, cooktop, range, or oven.

Electric stoves, including induction cooktops, are included in the Inflation Reduction Act’s federal rebate program.

Electric stoves, including induction cooktops, are included in the Inflation Reduction Act’s federal rebate program.

Allowing consumers to pay for purchases in low fixed, monthly payments through a virtual line of credit, Polished Pay by AC’s buy-now, pay-over-time program unlocks greater flexibility to design your new kitchen without compromise—and spread payments out over a longer period of time.

Allowing consumers to pay for purchases in low fixed, monthly payments through a virtual line of credit, Polished Pay by AC’s buy-now, pay-over-time program unlocks greater flexibility to design your new kitchen without compromise—and spread payments out over a longer period of time.

Weighing price, performance, and reliability, a financially savvy approach to purchasing new appliances can help you responsibly kickstart your renovation sooner than you thought—and give you more time to hone your culinary prowess in the kitchen of your dreams.

Start building your dream kitchen with Appliances Connection from Polished and check out with Polished Pay by AC at AppliancesConnection.com.

*Promotional Offers (1) 9.99% APR: 9.99 % APR from the date an eligible purchase is posted to your account until paid in full. (2) 0% APR for 6/12 Months: 0% APR from the date an eligible purchase is posted to your account for 6/12 months, then 29.99% APR for remaining term. For both offers, offers available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $599 for 12 or 24 month terms and $999 for 36 month term. Monthly payment and total finance charges are estimates, do not include taxes, and may vary from the actual minimum payment due and interest charges that will be shown on your Citizens Pay Line of Credit statement. Limited time offers. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.

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Sarah Akkoush
Dwell Contributor
Sarah is a real estate developer by day and a writer by night. She can usually be found hustling, napping, or scooting up and down the hills of San Francisco on her Vespa.

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