Paul Gabrail is a disciplined investor and the founder of Everything Money. This YouTube channel educates viewers on building long-term wealth through strategic investments in stocks, real estate, and business growth. He advocates for a value investing approach and teaches his audience about the mindset, emotions, and processes necessary for success. Born in Mosul, Iraq, in 1981, he moved to England with his family when he was six weeks old. Later, they relocated to the United States and settled in Canton, Ohio. During his high school years at Walsh Jesuit High School, he discovered value investing, which shifted his focus from speculating to truly investing by considering stock acquisitions as business partnerships. After graduating from the University of Michigan with a degree in Economics, he founded The Crossroads Group in 2004, focusing on apartment investments and renovations in Ohio. His proactive investment strategies during the 2007-2008 financial crisis significantly enhanced his portfolio, particularly in real estate and stock markets.