Chile recently became one of the first South American countries to incorporate insulation into its building code. "People just accepted being cold a few months of the year," Bernal says. Instead, she and Foster shored up the Casa Cuatro to North American standards with a tight building envelope. A winter fire also helps heat the house.  Photo 2 of 9 in New Home by Kate Carroll from Tunquen Treasure

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Chile recently became one of the first South American countries to incorporate insulation into its building code. "People just accepted being cold a few months of the year," Bernal says. Instead, she and Foster shored up the Casa Cuatro to North American standards with a tight building envelope. A winter fire also helps heat the house.

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