It took nine months before Michael McCarthy and Marcia Myers fully realized what they’d actually purchased in Harbor Springs, Michigan. "We saw this white house listed on the Internet with a lot of glass looking out at the lake," says Myers, who, along with her husband, had searched for years for a waterfront property. They scouted lake houses and talked about beachfront property in New Jersey and Delaware. "But we kept going back to the Harbor Springs house," she recalls. "The price kept going down when prices everywhere else were going up." So they traveled to Lake Michigan to see it in person.